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Constance Bell

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FREQUENTLY ASKED QUESTIONS AND REVIEWS

View our frequently asked questions and check out what our readers and customer have to say!

FREQUENTLY ASKED QUESTIONS

Please contact us if you cannot find an answer to your question.

My Perfect Will is a comprehensive life planning organizer that helps you gather and record your

personal, medical, and financial information in one secure place.


It provides clear instructions and directions for your loved ones, reducing confusion and

supporting your legacy planning.


Whether you're at the beginning of life's journey or planning for your family, this product will suit all phases of life. My Perfect Will makes a great gift for all ages and for all occasions. You may be shopping for yourself or maybe your parents or brother or friend; but My Perfect Will is intended for ALL ages.


Visit our Shop, to purchase your copy!


Absolutely! We encourage you to sit down and go over your My Perfect Will in the presence of family and loved ones so that you can invite them to join you in the planning process.


There are several ways to get in contact with us here at My Perfect Will! Visit our Contact page, we'd love to hear from you!


Yes. We are available for home gatherings, educational workshops, seminars, conferences,

churches, community events, and other special functions.


Our presentations focus on legacy planning, life organization, and generational protection —

delivered in a clear, engaging, and empowering way.


A Will, or Last Will and Testament, is a legal document that outlines how you want your property and assets distributed after your death. It provides clear instructions for your loved ones and helps ensure your wishes are carried out.


Anyone of legal age (18 years old in most states) and sound mind can make a Will. 


You can draft a Will yourself or you can hire a lawyer to do the work for you.  


You should update your Will anytime your wishes change or after a major life event, such as

marriage, divorce, the birth of a child, acquiring property, or significant financial changes.


Keeping your Will current ensures your wishes are accurately reflected and your loved ones are

protected.


If you do not have a Will or Trust, state law decides who receives your belongings. Your estate

will go through probate court, and a judge will determine how your assets are distributed.


This can cause delays, added costs, and unnecessary stress for your loved ones.


Term insurance plans cover you for a term of one or more years, and it pays a death benefit only if you die in that term.


It’s best to look at your surviving family’s immediate, ongoing, and future financial obligations, and compare that with your financial resources.


Most plans do require medical testing and charge premiums based on the level of risk they assign to you based on testing. 


In accordance with the "get a life insurance policy while you're young and healthy' mentality, the 20's would be the ideal age. Life insurance is cheaper, the younger and healthier you are. 


The person who signs the contract with the funeral home is legally obligated to pay for it which may cause a hardship for your loved ones.


You probably do. Most group coverage offered through your employer is effective as long as you’re employed. If you lose or quit your job, you also let go of your insurance coverage.


That’s the easy part, complete the form and you will receive a quote within 24 hours.


A Trust is a way to have someone you choose to manage and distribute your assets according to your wishes. It can provide more control and privacy for how your property is handled and, in many cases, help your estate avoid probate court.


A Will lets you state who receives your property after you pass away, but it usually goes through

probate court.


A Trust can help you manage and distribute your property while often avoiding probate court and providing more privacy and control.


The right choice depends on your goals and family situation.


Any adult age 18 or older can benefit from having a Will or Trust.


If you own property, have children, have financial accounts, or want a say in who receives your

belongings, it’s wise to have a plan in place — regardless of age.


Planning isn’t about age. It’s about responsibility and protection.


Having a plan in place helps ensure your wishes are followed and your family is protected


A Financial Power of Attorney is a legal document that allows you to choose someone you trust

to handle your financial matters if you are unable to do so.


This can include paying bills, managing bank accounts, handling property, and making other

financial decisions on your behalf.


A Healthcare Directive allows you to state your medical care wishes if you are unable to speak

for yourself.


It ensures your treatment preferences are known and followed, giving your loved ones clear

guidance during difficult decisions.


The right policy depends on your goals, budget, and family needs.


Term life insurance provides coverage for a specific period of time, while permanent life

insurance offers lifelong protection and may build cash value.


The best choice is the one that protects your loved ones and fits your financial plan.


You may need life insurance once you have financial responsibilities — such as children, a

spouse, debt, or anyone who depends on your income.


The earlier you purchase coverage, the more affordable it typically is.


WHAT OUR READERS HAVE TO SAY

OUR REVIEWS

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Check out and purchase Constance's book, Longing to be on the Other Side of the Storm, and life planner, My Perfect Will.


Additionally, you may purchase, Longing to be on the Other Side of the Storm, on Amazon.

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